:root{--ink:#062d50;--green:#007b65;--amber:#ffad00;--paper:#f7f5ed;--line:#d8d9cc;--muted:#53656c;--red:#a6382d}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:17px;line-height:1.65}body:before{content:"";position:fixed;inset:0;pointer-events:none;z-index:10;opacity:.035;background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 160 160' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.8' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' opacity='.4' filter='url(%23n)'/%3E%3C/svg%3E")}a{color:inherit}button,input{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent}a,button,input,summary{outline-offset:5px}:focus-visible{outline:3px solid var(--green)}button{cursor:pointer}img{max-width:100%;height:auto}h1,h2,h3,p{margin:0 0 1rem}h1,h2,h3{line-height:1.05;letter-spacing:-.055em}h1{font-size:clamp(52px,6.8vw,98px);font-weight:800}h2{font-size:clamp(34px,4vw,57px)}h3{font-size:29px}em{font-family:Georgia,serif;font-weight:normal;letter-spacing:-.06em}p{max-width:65ch}.wrap{max-width:1290px;margin:auto;padding-left:50px;padding-right:50px}.eyebrow{font-family:"Courier New",monospace;font-size:12px;line-height:1.5;font-weight:bold;letter-spacing:.1em;color:var(--green);margin-bottom:25px}.live-dot{display:inline-block;width:8px;height:8px;background:var(--green);border-radius:50%;margin-right:8px}.masthead{max-width:1440px;margin:auto;display:flex;justify-content:space-between;align-items:center;gap:30px;padding:24px 50px;border-bottom:1px solid var(--line)}.logo{width:300px;display:block}.masthead nav{display:flex;gap:28px;align-items:center}.masthead nav a{font-size:13px;font-weight:bold;text-decoration:none;position:relative}.masthead nav a:hover:after,.masthead nav a[aria-current]:after{content:"";position:absolute;bottom:-7px;left:0;right:0;height:3px;background:var(--amber);transform:rotate(-2deg)}.menu{display:none}.skip{position:fixed;top:-100px;left:20px;background:var(--ink);color:white;padding:10px;z-index:30}.skip:focus{top:10px}.hero{display:grid;grid-template-columns:1.05fr 1fr;gap:30px;padding-top:62px;padding-bottom:54px;align-items:center}.hero h1{margin-bottom:28px}.hero .lede{font-size:19px;max-width:470px}.button-row{display:flex;gap:22px;align-items:center;flex-wrap:wrap;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:30px;background:var(--green);color:white;border:2px solid var(--green);padding:14px 22px;font-size:14px;font-weight:bold;text-decoration:none;box-shadow:3px 3px 0 var(--ink);transition:transform .15s,box-shadow .15s;line-height:1.4}.button:hover{transform:translate(-2px,-2px);box-shadow:5px 5px 0 var(--ink)}.button.amber{background:var(--amber);border-color:var(--amber);color:var(--ink);box-shadow:3px 3px 0 #ffffff70}.text-link{text-decoration:none;border-bottom:1px solid currentColor;font-size:14px;font-weight:bold;padding-bottom:4px}.handwritten{font-family:Georgia,serif;font-style:italic;font-size:17px;color:var(--green);margin:24px 0 0;transform:rotate(-2deg)}.hero-art{position:relative;min-height:520px;display:flex;align-items:flex-start;justify-content:center;padding-top:50px}.hero-art>img{width:100%;position:relative;z-index:1;transform:rotate(-4deg)}.orbit-note{font:11px/1.4 "Courier New",monospace;position:absolute;right:5%;top:10px;transform:rotate(6deg);letter-spacing:.08em;color:var(--green)}.receipt-mini{position:absolute;bottom:0;left:10%;background:#fffef9;padding:23px 27px;transform:rotate(3deg);box-shadow:0 8px 30px #062d5012;border:1px solid #e2e0d5;min-width:330px;z-index:2;clip-path:polygon(0 0,100% 0,100% 98%,98% 100%,96% 98%,94% 100%,92% 98%,90% 100%,88% 98%,86% 100%,84% 98%,82% 100%,80% 98%,78% 100%,76% 98%,74% 100%,72% 98%,70% 100%,68% 98%,66% 100%,64% 98%,62% 100%,60% 98%,58% 100%,56% 98%,54% 100%,52% 98%,50% 100%,48% 98%,46% 100%,44% 98%,42% 100%,40% 98%,38% 100%,36% 98%,34% 100%,32% 98%,30% 100%,28% 98%,26% 100%,24% 98%,22% 100%,20% 98%,18% 100%,16% 98%,14% 100%,12% 98%,10% 100%,8% 98%,6% 100%,4% 98%,2% 100%,0 98%)}.receipt-mini span{display:block;font:10px "Courier New",monospace;margin-bottom:12px}.receipt-mini b{display:block;font-size:17px;line-height:1.8}.receipt-mini small{font-family:Georgia,serif;font-style:italic;color:var(--green)}.receipt-dash{border-top:2px dashed var(--line);margin:15px 0}.sticker{position:absolute;right:-7px;bottom:70px;z-index:3;width:100px;height:100px;border-radius:50%;background:var(--amber);display:grid;place-content:center;text-align:center;font-size:12px;font-weight:bold;line-height:1.3;transform:rotate(-12deg);border:1px dashed var(--ink);outline:5px solid var(--amber)}.ticker{background:var(--amber);border-block:1px solid var(--ink);overflow:hidden;padding:13px 0;font:700 13px "Courier New",monospace;letter-spacing:.12em;white-space:nowrap}.ticker div{width:max-content;animation:drift 40s linear infinite}@keyframes drift{to{transform:translateX(-25%)}}.split-section{display:grid;grid-template-columns:1fr 1fr;gap:100px;padding-top:100px;padding-bottom:105px;align-items:center}.split-section p{font-size:17px}.offer-note{padding:35px 40px;background:#fffef9;border:1px solid #d4d8ce;box-shadow:10px 10px 0 #e4e9df;transform:rotate(2deg)}.offer-note .eyebrow{font-size:10px}.offer-price{font-size:90px;line-height:1.1;font-weight:bold;letter-spacing:-.07em;margin-bottom:20px}.offer-line{display:flex;justify-content:space-between;border-top:1px dashed var(--line);padding:9px 0;font:14px "Courier New",monospace}.stamp{display:inline-block;border:2px solid var(--red);color:var(--red);font:700 15px "Courier New",monospace;transform:rotate(-5deg);padding:7px 12px;margin:22px 0 5px}.navy-section{background:var(--ink);color:var(--paper);padding:80px 0}.navy-section .eyebrow{color:var(--amber)}.navy-section h2 em{color:var(--amber)}.mini-calculator{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center;margin:50px 0 25px}.mini-calculator label,.tip-control label{display:flex;justify-content:space-between;font-weight:bold;font-size:20px}.mini-calculator output{font-size:30px;color:var(--amber)}input[type=range]{width:100%;accent-color:var(--green);cursor:ew-resize;margin:25px 0 10px;height:12px}.navy-section input[type=range]{accent-color:var(--amber)}.range-ends{display:flex;justify-content:space-between;font:12px "Courier New",monospace;margin-bottom:20px}.small{font-size:12px;line-height:1.65}.quick-result{border-left:1px solid #ffffff40;padding-left:50px}.quick-result>span{font:12px "Courier New",monospace;letter-spacing:.05em}.quick-result strong{display:block;color:var(--amber);font-size:65px;line-height:1.4;letter-spacing:-.06em}.quick-result p{font-size:17px}.explore{padding-top:95px;padding-bottom:100px}.editorial-links{margin-top:45px}.editorial-links>a{display:grid;grid-template-columns:45px 1fr 40px;gap:25px;border-top:1px solid var(--line);padding:27px 0;text-decoration:none;transition:padding .2s}.editorial-links>a:hover{padding-left:12px}.editorial-links>a>span{font:14px "Courier New",monospace;color:var(--green);padding-top:6px}.editorial-links h3{font-size:30px;margin-bottom:8px}.editorial-links p{font-size:15px;margin:0;color:var(--muted)}.editorial-links>a>b{font-size:28px}.page-intro{padding-top:70px;padding-bottom:55px}.page-intro h1{font-size:clamp(47px,6vw,82px);margin-bottom:25px}.lede{font-size:20px;line-height:1.6;max-width:740px}.calc-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:55px;padding-bottom:85px;align-items:start}.control-panel{border-top:3px solid var(--ink);padding-top:25px}.control-panel .eyebrow{margin-bottom:15px}.presets{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:30px}.presets button{background:transparent;border:1px solid var(--line);font-size:12px;padding:8px 12px;color:var(--ink)}.presets button:hover,.presets button.active{border-color:var(--green);background:var(--green);color:white}.tip-control{background:#e7eee2;padding:22px 25px;margin-bottom:25px}.tip-control output{color:var(--green);font-size:28px}.tip-control .range-ends{margin-bottom:0}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field-grid label,.target{font-size:12px;font-weight:bold;display:flex;flex-direction:column;gap:7px}.field-grid input,.target input{width:100%;border:1px solid #b8c5bc;background:#fffef9;padding:10px 13px;border-radius:0;color:var(--ink);font-size:18px}.target{margin-top:24px}.target input{max-width:150px}.check{display:flex;align-items:center;gap:10px;font-size:14px;margin:25px 0 8px}.check input{width:18px;height:18px;accent-color:var(--green)}details{border-bottom:1px solid var(--line)}summary{cursor:pointer;font-weight:bold;padding:17px 25px 17px 0;line-height:1.4}details p{font-size:15px;padding-bottom:12px;color:var(--muted)}.reset{border:0;background:transparent;border-bottom:1px solid var(--ink);color:var(--ink);font-size:13px}.receipt{background:#fffef9;border:1px solid #dddccd;padding:30px 32px;box-shadow:8px 8px 0 #e3e7dd;position:sticky;top:25px}.receipt-head{display:flex;flex-direction:column;font:11px "Courier New",monospace;text-align:center;gap:7px;padding-bottom:23px;margin-bottom:10px;border-bottom:2px dashed var(--line)}.receipt-row{display:flex;justify-content:space-between;gap:20px;padding:9px 0;font:14px/1.5 "Courier New",monospace}.receipt-row small{display:block;font-size:10px}.receipt-row.total{border-block:1px solid var(--line);font-weight:bold;padding:13px 0;margin:7px 0}.expense{color:var(--red)}.hourly-label{margin-top:25px;font:11px "Courier New",monospace}.hourly{font-size:63px;font-weight:bold;line-height:1.4;letter-spacing:-.07em}.status-label{font-size:13px;font-weight:bold}.earnings-track{height:9px;background:#e8e9df;margin:15px 0}.earnings-track span{display:block;height:100%;background:var(--green);width:20%;transition:width .18s}.receipt>p{font-size:13px}#calc-error{background:#fce6df;padding:15px;color:var(--red);font-size:14px}.takeaway{border-top:1px solid var(--line);padding-top:65px;padding-bottom:75px}.takeaway h2{font-size:38px}.takeaway p{font-size:18px}.viewpoint{padding-bottom:90px}.view-toggle{display:flex;gap:0;border:1px solid var(--ink);width:max-content;max-width:100%;margin-bottom:20px}.view-toggle button{border:0;background:transparent;color:var(--ink);padding:14px 22px;font-weight:bold;font-size:14px}.view-toggle button[aria-pressed=true]{color:white;background:var(--green)}.view-caption{font:12px "Courier New",monospace;color:var(--muted)}.journey{margin-top:40px;max-width:900px}.journey-item{display:grid;grid-template-columns:85px 1fr;gap:35px;border-left:2px dashed #b4c5b8;margin-left:20px;padding:0 0 40px 35px;position:relative}.journey-item:before{content:"";position:absolute;left:-8px;top:9px;width:13px;height:13px;background:var(--amber);border:1px solid var(--ink);border-radius:50%}.journey-item>span{font:14px "Courier New",monospace;padding-top:8px;color:var(--green)}.journey-item h3{font-size:30px}.journey-item p{font-size:17px}.journey-end{background:#e5ecdf;padding:40px;margin-top:20px}.journey-end>span{font:12px "Courier New",monospace;color:var(--green)}.journey-end h2{margin-top:18px}.guide-layout{display:grid;grid-template-columns:320px 1fr;gap:85px;padding-bottom:90px}.margin-note{background:#fffef9;border:1px solid var(--line);padding:28px;transform:rotate(-2deg);align-self:start;position:sticky;top:30px}.margin-note>span{font:10px "Courier New",monospace;color:var(--green)}.margin-note>p:not(.small){font:italic 26px/1.3 Georgia,serif;margin-top:20px}.comparison{display:flex;flex-direction:column;border-block:1px dashed var(--line);padding:20px 0;gap:6px;margin-bottom:20px}.comparison span{font-size:13px;margin-bottom:15px}.prose{font-size:19px;line-height:1.8}.prose h2{font-size:39px;line-height:1.1;margin:10px 0 25px}.prose h3{font-size:27px;letter-spacing:-.035em;margin-top:35px}.prose p{margin-bottom:23px}.pullquote{font:italic 35px/1.3 Georgia,serif;border-left:5px solid var(--amber);padding:20px 0 20px 28px;margin:35px 0}.faq{max-width:1050px;padding-bottom:90px}.faq summary{font-size:22px;font-weight:bold;letter-spacing:-.025em;padding:25px 35px 25px 0}.faq details p{font-size:18px;line-height:1.8;max-width:740px}.faq>.text-link{display:inline-block;margin-top:35px}.about-copy{max-width:950px;padding-bottom:90px}.formula{background:#e5ecdf;border-left:3px solid var(--green);padding:25px;font:14px/2 "Courier New",monospace;margin-bottom:30px;overflow-wrap:anywhere}.source-list{padding-left:20px}.source-list li{margin-bottom:14px}footer{background:var(--ink);color:white;padding:55px 0 25px}.foot-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px}.foot-grid img{width:320px}.foot-grid p{font:italic 20px Georgia,serif;margin-top:20px}.foot-grid small{color:#b6c7cb;font-size:12px}.foot-grid>div:last-child{display:flex;flex-direction:column;align-items:flex-start;gap:15px}.foot-grid a{font-size:14px;text-decoration:none}.foot-grid a:hover{text-decoration:underline}.footer-bottom{margin-top:40px;padding-top:20px;border-top:1px solid #ffffff30;display:flex;justify-content:space-between;gap:20px;font-size:10px;color:#b6c7cb}
@media(min-width:1500px){.hero{padding-top:90px;padding-bottom:85px}.hero-art{min-height:560px}}@media(max-width:1050px){.wrap{padding-inline:30px}.masthead{padding:20px 30px}.masthead nav{gap:15px}.masthead nav a{font-size:11px}.logo{width:245px}.hero-art{min-height:470px}.receipt-mini{left:0;min-width:290px}.split-section{gap:55px}.calc-layout{gap:30px}.receipt{padding:24px}.guide-layout{grid-template-columns:260px 1fr;gap:45px}}@media(max-width:760px){.wrap{padding-inline:22px}.masthead{padding:17px 22px;flex-wrap:wrap;gap:15px}.logo{width:235px}.menu{display:block;background:transparent;border:1px solid var(--ink);padding:7px 10px;font-size:12px;color:var(--ink)}.masthead nav{display:none;flex-basis:100%;flex-direction:column;align-items:flex-start;gap:17px;padding:15px 0}.masthead nav.open{display:flex}.masthead nav a{font-size:14px}.hero{grid-template-columns:1fr;padding-top:38px;padding-bottom:40px;gap:10px}.hero h1{font-size:62px}.eyebrow{font-size:10px}.hero .lede,.lede{font-size:17px}.hero-art{min-height:470px;max-width:500px;width:100%;margin:auto;padding-top:45px}.hero-art>img{max-height:350px;width:auto;max-width:100%}.orbit-note{font-size:10px;right:9%}.receipt-mini{bottom:10px;left:6%;min-width:280px;padding:19px 23px}.receipt-mini b{font-size:15px}.sticker{right:8px;bottom:50px;width:80px;height:80px;font-size:10px}.button-row{gap:19px}.button{font-size:13px;gap:20px}.handwritten{font-size:15px}.split-section{grid-template-columns:1fr;gap:35px;padding-block:60px}.offer-note{padding:27px;max-width:480px;width:94%;margin:auto}.offer-price{font-size:75px}.navy-section{padding-block:55px}.mini-calculator{grid-template-columns:1fr;gap:25px;margin-top:30px}.quick-result{border-left:0;border-top:1px solid #ffffff40;padding:25px 0 0}.quick-result strong{font-size:56px}.explore{padding-block:60px}.editorial-links>a{grid-template-columns:25px 1fr 20px;gap:12px}.editorial-links h3{font-size:25px}.page-intro{padding-top:40px;padding-bottom:35px}.page-intro h1{font-size:48px}.calc-layout{grid-template-columns:1fr;padding-bottom:55px}.receipt{position:static;box-shadow:5px 5px 0 #e3e7dd}.field-grid{gap:15px}.field-grid label{font-size:11px}.tip-control label{font-size:17px}.view-toggle{width:100%}.view-toggle button{width:50%;font-size:12px;padding:12px}.journey-item{grid-template-columns:1fr;gap:10px;padding-left:24px;margin-left:8px}.journey-item h3{font-size:27px}.journey-end{padding:27px}.guide-layout{grid-template-columns:1fr;gap:40px}.margin-note{position:static;max-width:400px}.prose{font-size:17px}.prose h2{font-size:32px}.prose h3{font-size:25px}.faq summary{font-size:20px}.faq details p{font-size:16px}.foot-grid{grid-template-columns:1fr;gap:35px}.footer-bottom{flex-direction:column;gap:8px}.formula{font-size:12px;padding:18px}}@media(max-width:370px){.logo{width:210px}.hero h1{font-size:54px}.hero-art{min-height:420px}.receipt-mini{min-width:250px;left:0}.sticker{right:0}.field-grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.ticker div{animation:none}*,*:before,*:after{transition:none!important}}
@media print{.masthead nav,.menu,footer,.button-row,.ticker{display:none}.wrap{padding:15px}.calc-layout{display:block}.receipt{break-inside:avoid;box-shadow:none}.control-panel{break-after:page}body{background:white}.hero-art{min-height:400px}}
.journal-index{padding-bottom:100px}.editor-note{font-size:13px;color:var(--muted);border-left:3px solid var(--amber);padding-left:20px;max-width:760px}.journal-index .editorial-links a{padding-block:36px}.journal-index .editorial-links .eyebrow,.journal-home .editorial-links .eyebrow{margin-bottom:12px;font-size:10px}.journal-index h3{font-size:35px;max-width:780px}.journal-home{padding-block:65px 85px;border-top:1px solid var(--line)}.journal-home>.text-link{display:inline-block;margin-top:25px}.article-heading{padding-top:50px;padding-bottom:50px}.article-heading>.text-link{display:inline-block;margin-bottom:35px}.article-heading h1{font-size:clamp(43px,5.3vw,76px);max-width:1040px;margin-bottom:28px}.article-heading .lede{max-width:780px}.article-byline{font:12px "Courier New",monospace;border-top:1px solid var(--line);padding-top:22px;margin-top:28px;color:var(--green)}.article-layout{display:grid;grid-template-columns:235px minmax(0,1fr);gap:75px;padding-bottom:100px}.article-aside{position:sticky;top:30px;align-self:start;font-size:13px;color:var(--muted);padding-top:7px}.article-aside .eyebrow{margin-bottom:14px;font-size:10px}.article-aside .text-link{font-size:12px;color:var(--ink)}.article-body{max-width:770px}.article-body>p:first-child:first-letter{font:70px/.8 Georgia,serif;float:left;padding:11px 9px 0 0;color:var(--green)}.article-body h2{font-size:34px;margin-top:45px}.article-body blockquote{margin-inline:0;font-size:30px}.article-source{border-block:1px solid var(--line);padding:22px 0;margin:35px 0;font-size:14px}.article-source p{margin:4px 0}.article-source small{font-size:11px;color:var(--muted)}.next-article{margin-top:55px;border-top:2px solid var(--ink);padding-top:25px}.next-article .eyebrow{display:block;margin-bottom:15px}.next-article a{text-decoration:none}.next-article h3{font-size:27px}.article-progress{height:4px;background:var(--line);margin-top:35px}.article-progress span{display:block;height:100%;width:0;background:var(--green)}@media(max-width:1050px){.masthead nav{gap:16px}.masthead nav a{font-size:11px}.article-layout{gap:40px;grid-template-columns:200px minmax(0,1fr)}}@media(max-width:760px){.article-heading{padding-top:32px;padding-bottom:32px}.article-heading h1{font-size:43px}.article-layout{grid-template-columns:1fr;gap:25px;padding-bottom:65px}.article-aside{position:static;background:#e7eee2;padding:20px}.article-aside p{font-size:12px}.article-progress{display:none}.article-body h2{font-size:29px}.article-body blockquote{font-size:27px}.journal-index h3{font-size:27px}.journal-home{padding-block:45px}.journal-index .editorial-links a{padding-block:25px}.masthead nav a{font-size:14px}}